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Offshore contractor insurance

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What is offshore contractor insurance?

This kind of policy provides specialist protection to energy, oil and gas engineering contractors who work at one of the many offshore energy farms around the UK. As contractors are technically not employees of the company they work for - hence the term ‘contractors’ - this is a kind of self-employed insurance that is specifically tailored to the unique needs of those working in offshore conditions. Offshore Contractor Insurance is advisable if you are one of the many contractors working within the industry today.

How does Offshore Contractor Insurance work?

Fortunately, there is no one-size-fits-all policy. This allows your policy to be tailored exactly to the kind of work that you do. There are a number of different kinds of offshore contractor insurance cover out there that you can choose to include in your policy, such as:

Professional indemnity - This protects you and your business against claims made by customers who feel that any advice or guidance you provided was incorrect and therefore resulted in damages to themselves or their business

Public and product liability - This protects against claims made by people who were injured or whose property was damaged as a result of you going about your daily work

Employer liability - A legal requirement if you employ staff to work for you, this protects against claims for illness or injury while staff were working for you

Occupational personal accident - If you were suddenly unable to work due to an injury you sustained at work, this policy would provide a weekly payment

Alternatives to Offshore Contractor Insurance

While offshore contractor insurance is the main kind of cover that we would recommend for offshore contractors, there are others out there that you could consider depending on your work and position. These include directors and officers insurance, office insurance, cyber and data insurance, legal representation insurance, and employment disputes insurance.

Get in touch

Make sure you are protected from the moment you start work. As most, if not all, offshore contractors are self-employed, having the right protection in place ensures your livelihood and reputation is safeguarded as much as possible. Contact our team today to discuss the different kinds of cover available and how we can help you create the perfect policy.

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