Mon-Thur 10:00-19:00 Fri 10:00-16:00

Private Medical Insurance

We can get you up and running with your Private Medical Insurance cover in under 10 minutes just complete the form below to get started

Get Free Quote

Prefer to chat?

Our friendly staff are waiting to speak to you, so why not get started today and get your free quote or any help and advice you need

Instant cover within 10 minutes
Fully advised service
Free Consultation Chat with us confidently
All insurers under one roof

Why take out Private Medical Insurance?

Everyone who lives in the UK is entitled to seek free medical care on the NHS. However, many people choose to take out a private medical insurance policy which is designed to cover the costs of seeking private treatment.

There are three main advantages to this kind of cover:

  • Shorter waiting times - Those who seek private medical care often don’t have to wait as long to see a doctor or specialist
  • Quicker diagnosis
  • Better facilities - You are more likely to be offered a private room

Other advantages may also include being able to access specialist medical advisers along with medicines and treatments that are not offered on the NHS.

What is covered by private medical insurance?

Exactly what is covered will vary depending on your policy, as it is often an option for you to add ‘extras’ depending on what you need. However, there are some standard things that are usually included.

Private medical insurance will most likely cover you for receiving medical treatment when you are admitted as an inpatient or outpatient. This includes scans and any surgical procedures that are deemed necessary.

It may also be possible for you to add radiotherapy and chemotherapy to treat cancer, as well as being able to see a private GP when you need to.

However, the specifics of what is covered can vary depending on the provider. You should be able to build a plan to suit your own needs. Our experts can help you choose the plan that is right for your requirements and your budget.

What isn’t covered by private medical insurance?

Just as you can create a policy that suits you, there will also be restrictions on what cannot be covered by your private medical insurance. Again, this may vary, but these typically include:

  • Pre-existing conditions - Something that you have had before the policy was taken out
  • Chronic conditions - Ongoing, long term or recurring conditions that you have dealt with
  • Visits to A&E

 

Get in touch

Private medical insurance doesn’t have to be expensive. That’s why our experts are always on hand to answer any questions you may have, and to help you find the perfect policy. Why not get in touch today to kickstart the process?

Get free quote

High quality insurance that’s safe and secure.

  • Fully comprehensive policy, rated 5 Star by Defaqto
  • All policies underwritten by AXA Insurance UK Plc
  • Authorised and regulated by the Financial Conduct Authority (FCA)