What needs to be covered by shop and retail insurance?
Your insurance policy can be built around your needs; bespoke and tailored to you rather than a one-size-fits-all approach. That way it suits you and your
budget better. Here are some of the things that you will need to consider:
- Buildings insurance
- Contents insurance (for accidental damage)
- Loss of licence
- Public liability
- Product liability
- Employer liability
- Stock and money cover
- Equipment cover
Not all of these will be applicable and it depends entirely on the type of business that run and certain circumstances such as where you run it from and
whether or not you employ others to work for you.