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Sports Insurance

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What is Sports Insurance?

Whether you’re a professional or hobbyist sportsperson, we would recommend you think about protecting yourself with some level of sports insurance. If you participate in team sports, then your club may already be covering you on some level, however this is often not the case for those who take part in individual sports. Having the right level of insurance in place can help protect yourself, your equipment, and your dependents should you fall injured while participating in the sport.

Why would I need sports insurance?

Sports insurance is not just for those who participate in the sports themselves. It’s also for personal trainers and coaches too. If you are responsible for someone’s training, and they become injured, how will you cover any legal costs for claims they may bring against you? And if you become injured yourself whilst partaking in your sport, will you be able to support yourselves and your dependents while you recover? That’s where sports insurance comes in as a vital level of protection.

What types of cover are available?

The good news is that sports insurance policies can be adapted to suit the job and activities that you partake in, so you’ll never have to pay for a type of cover that you don’t need. If you believe that you may need sports insurance, here are some of the types of cover that you may need to think about:

  • Personal accident
  • Loss of earnings
  • Theft of equipment
  • Loss of or damage to your equipment
  • Public liability
  • Professional indemnity

If your particular sport depends on a piece of kit that you own, such as a professional bike, then you should be considering equipment cover at the very minimum. Such pieces of equipment can be extremely expensive, and you may find it difficult, if not impossible, to replace if it were stolen or damaged.

Get in touch

Whether you’re a pro-cyclist or an amateur athlete, sports insurance is important to everyone, so let’s make sure you’ve got the right level of cover no matter what you do out there. Contact our expert team today and they will help get you set up with complete peace of mind.

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High quality insurance that’s safe and secure.

  • Fully comprehensive policy, rated 5 Star by Defaqto
  • All policies underwritten by AXA Insurance UK Plc
  • Authorised and regulated by the Financial Conduct Authority (FCA)